FIRST-TIME HOMEBUYERS PROGRAMS


CDC helps to strengthen neighborhoods and empower families by supporting low- and moderate-income families and individuals who are attempting to purchase their first home.

For first-time homebuyers, the CDC offers financial assistance with down payment assistance loans including closing cost assistance, federal income tax credits, and below market rate loan programs. CDC offers the Housing Economic Recovery Ownership (HERO), Housing Economic Recovery Ownership State (HERO-STATE), Home Ownership Program (HOP), Down Payment  Assistance (DPA), and the Mortgage Credit Certificate Program (MCC).

Each individual program has unique income eligibility requirements. Please follow the links below to learn more about the programs and opportunities.

Housing Economic Recovery Ownership (HERO) and Housing Economic Recovery Ownership (HERO-STATE)
Home Ownership Programs (HOP)
Mortgage Credit Certificate Program (MCC)
Housing Preservation
Southern California Home Financing Authority (SCHFA) First-Home Program